Have you received your credit card bill, only to realize that that it was due so soon that you have to pay it right away?

Do you think it’s unfair when your credit card company suddenly decides to apply a new, higher interest rate to an old balance?

Has your credit card company raised the rate on money you've already borrowed for no reason or for a flimsy reason?

Here's your chance to end those sneaky tricks and traps that allow credit card companies to unfairly profit off you - send a comment to the Federal Reserve Board asking them to end credit card tricks and traps!

It's easy, just go to

http://www.affil.org/get_active/action-alerts

and tell the Fed that you're fed up with these deceptive practices!

The banks will be working hard to weaken this proposal before it's final. We've got to make sure the Fed's rule stays strong, and to let Congress know they're still not off the hook. Lots of Americans still don't realize that predatory lending used to be illegal and that sound policies can and should protect us from toxic financial products. At AFFIL we're working hard to raise awareness and push for reform - and right now we're facing a golden opportunity to restore some common sense to credit card lending.

Can you help us get our message out by making a tax-deductible donation to AFFIL? If we raise awareness and flood the Fed with more comments, this could be a victory for all Americans. Can you chip in to help spread the word? Just go to http://www.affil.org/about/help_fund.php to make a secure donation through Change.org.

We need your help to keep the momentum going!

Please invite your friends and fellow change makers to take action as well or create your own fundraising page and widget through Change.org and ask your friends to help you put an end to these predatory lending practices!

We need your help to keep the pressure on!

Don't let the banks win – Take action today and tell the Federal Reserve Board to end credit card tricks and traps!