Rethos.com - jwhutch's Global Feed

Top Small Workplaces of 2008

Wed, 22 Oct 2008 17:14:12 -0400

Top Small Workplaces 2008

Creating great workplaces has never been more important for small businesses. Nor more difficult. Here are 15 companies that do it well.

By Kelly K. Spors

It's never been harder to create a great workplace. With all the turbulence in the economy, business owners are spending more time trying to boost sales and cut costs than fretting about the well-being of their employees.

But creating a rewarding work environ...

Credit Card "Insiders" Speak Out About Abusive Practices

Wed, 24 Sep 2008 15:36:25 -0400

Earlier this year, former employees of MBNA and Bank of 
America contacted AFFIL looking for a way to speak out about 
disturbing sales practices they were trained to use as employees. Their stories confirm what
we've long suspected: that credit card companies extend credit
to those who can't afford it, and engage in a "tricks and traps" 
business model designed to max out cardholders and keep 
them on a debt treadmill as long as possible. Watch the video 
and listen to what Cate Colombo
and Jerry Young have to say.

A must read for every college kid heading back to campus!

Thu, 04 Sep 2008 13:12:35 -0400

Credit Card Tips for College Students

Now that you're making financial decisions for yourself, be sure to protect yourself from credit card tricks and traps. Here are some tips to consider before you break out the plastic. Adapted from "Credit Card Tips for College Students,” Consumers Union...

War on the middle class

Wed, 27 Aug 2008 13:40:29 -0400

Credit card companies go after American college students, often with the help of universities. Lisa Sylvester reports.

What Will Mac ’n’ Mae Cost You and Me?

Mon, 25 Aug 2008 10:30:11 -0400

THE inevitability of a taxpayer-funded bailout of Freddie Mac and Fannie Mae, the hobbled mortgage behemoths, shook investors last week, and shares in both companies plummeted on fears that existing stockholders would be wiped out.

These government-sponsored entities guarantee or hold $...

That Student Loan, So Hard to Shake

Mon, 25 Aug 2008 10:28:08 -0400

MOST people struggling to pay off their student loans keep quiet about it. They do not want to acknowledge that, perhaps in a fit of naïve, youthful optimism, they borrowed more than they could handle.

Then there is Alan Collinge, who for years has described his struggle with tens of thousands of dollars in student loan debt to anyone who will listen. He has appeared on “60 Minutes” criticizing...

Avoiding College's Plastic Hangover

Mon, 25 Aug 2008 10:25:34 -0400

The immediate gratification of using plastic to buy an iMac, tickets to a Coldplay concert and nights of bar hopping has a way of coming back to haunt college students after graduation.

Despite their lack of a credit history and sizable student loans, most college students can get their hands on credit cards with as much ease as a swipe. And they're often lured into doing so with awards like free T-shirts. Along with the freebies, however, come some not-so-pleasant surprises: high interest rates and a range of fees and penalties.

As It Tried to Increase Its Business, Company Gave Risks Short Shrift, Documents Show

In January 2007, as years of loose mortgage lending were about to send the nation's housing market into devastating decline, Fannie Mae chief executive Daniel H. Mudd wrote a confidential memo to his board.

Discussing the company's successes,...

'Liar loans' threaten to prolong mortgage crisis

Tue, 19 Aug 2008 08:28:06 -0400

We Did It!

Mon, 18 Aug 2008 09:23:52 -0400

The Federal Reserve Board received an astounding 56,000 comments from the public regarding its proposal to curb credit card practices. In fact, we broke a record - this is the most comments the Fed has ever received on any of their proposals!

The message is clear: we're fed up with credit card tricks and traps!

Legislative Update: Posted by Sarah Byrnes on Caveat Emptor July 30, 2008 Permalink

Or at least credit card debt is, apparently. Our Partner CFED released We all know that credit card contracts are packed with fine print tricks and traps to increase the likelihood of paying fees and penalties. As part of our summer focus on credit cards, AFFIL has compiled this list of common tricks and traps. You will be hard pressed to find a credit card without these terms – at least until our government outlaws them – but if you’re informed and cautious, you have a better chance of steering clear of the traps and saving money.

We’re pleased to announce the launch of the Rainforest Alliance SmartHouse and TreeHouse, two new interactive tools designed to introduce Web site visitors to the people, places and processes that stand behind production of sustainable goods.

Our SmartHouse -- complete with kitchen, living room and backyard -- ...

Where does your candidate stand on predatory lending?

Wed, 02 Jul 2008 14:00:45 -0400

Sick of banks and credit card companies coming up with ways to get your cash?

Do you want an end to the predatory lending practice that caused the subprime mortgage mess?

Check out this short article from PBS Now that lays out both Presidential Candidates' take on the issue.

Then visit our Campaign Center

Inconvenient Bag at EarthNow Expo

Tue, 01 Jul 2008 14:11:00 -0400

Enter Message / description of files attached:

EarthNow Expo Highlights

Tue, 01 Jul 2008 14:06:23 -0400

Enter Message / description of files attached:

Opportunity for Bloggers - A New Book By Huffington Post

Thu, 26 Jun 2008 08:04:54 -0400

Reposted...: I'm pleased to announce that the editors of The Huffington Post are producing their first book -- "How to Blog." It will have loads of advice for newbies and veteran bloggers looking to take their blog to the next level. We want to include lots of advice and stories. If you'd like to contribute, please consider answering any of these questions (or any others we forgot) and send your responses to the writer, Laura Vanderkam (lvanderkam@yahoo.com). We'll use your name and your blog name unless told otherwise. Thanks!...

Senators Caught in Mortgage Fallout

Mon, 16 Jun 2008 11:21:09 -0400

When Senator Kent Conrad of North Dakota wanted a mortgage for his beach house, he turned to a Washington insider, James A. Johnson, former head of Fannie Mae, the government mortgage giant, who then put the senator in touch with

Foreclosure Filings Jump, and Fall Is Forecast as Peak

Mon, 16 Jun 2008 11:19:54 -0400

WASHINGTON — The number of homeowners swept up in the housing crisis rose last month, with foreclosure filings up nearly 50 percent compared with a year earlier, a foreclosure listing company said Friday.

Nationwide, 261,255 homes received at least one foreclosure-related filing in May, up 48 percent, from 176,137, in the same month a year ago and up 7 percent from April, the listing company, RealtyTrac, said.

One in every 483 households received a foreclosure filing in May, the highest number since RealtyTrac started the report in 2005 and the second-consec...

McCain has lots on credit cards

Mon, 16 Jun 2008 11:18:21 -0400

WASHINGTON, June 13 (UPI) -- Republican presidential candidate Sen. John McCain, R-Ariz., and his wife, Cindy, have something in common with ordinary Americans -- a lot of credit card debt.

In his latest financial disclosure report, McCain said that he and his wife owe between $10,000 and $15,000 on one card, while Cindy McCain owes between $100,000 and $250,000 to American Express, The Hill, a Washington newspaper, reported. The McCains have another Amex card, listed as being used by a dependent child, that is carrying a balance of $10,000 to $15,000.

Sen. Barack ...

Obama has round-table talk on South Side

Thu, 12 Jun 2008 12:12:18 -0400

Democratic White House hopeful Barack Obama held a round-table talk today on the South Side with three consumers gouged by credit card companies.

“For too long, credit card companies have been using unfair and deceptive practices to trick Americans into signing agreements they can’t afford,” Obama said

The credit card companies start with teaser rates of four percent, then jack them up to 30 percent, lower customers’ credit limits so they can then charge interest, late fees and over-the-limit fees on them, said Obama and Elizabeth Warren, a ...

AP IMPACT: AP-AOL poll: Debt hurts your body, too

Wed, 11 Jun 2008 12:39:49 -0400

WASHINGTON -- The stress from deepening debt is becoming a major pain in the neck _ and the back and the head and the stomach _ for millions of Americans.

When people are dealing with mountains of debt, they're much more likely to report health problems, too, according to an Associated Press-AOL Health poll. And not just little stuff; this means ulcers, severe depression, even heart attacks.

Take Edward Driscoll, 38, of Braintree, Mass. He blames debt _ $10,000 worth _ for contributing to his ulcers and his wife Kimberly's panic attacks. "Just worrying, worry...

Help End Unfair and Abusive Credit Card Tricks and Traps!

Wed, 11 Jun 2008 12:05:21 -0400

Have you received your credit card bill, only to realize that that it was due so soon that you have to pay it right away?

Do you think it’s unfair when your credit card company suddenly decides to apply a new, higher interest rate to an old balance?

Has your credit card company raised the rate on money you've already borrowed for no reason or for a flimsy reason?

Here's your chance to end those sneaky tricks and traps that allow credit card companies to unfairly profit off you - send a comment to the Federal Reserve Board asking them to end cre...

Shrinking Lines of Credit

Mon, 09 Jun 2008 10:21:59 -0400

WHEN economists say that consumers used their homes as A.T.M.’s during the recent credit boom, they are often talking about home equity lines of credit — a form of second mortgage popular among homeowners looking for a cushion against future cash shortfalls or a way to finance a new kitchen or a vacation.

It is no secret that lines of credit are harder to find these days. But what many homeowners may not realize is that their existing lines of credit can be eliminated at the lender’s whim.

Home by home, crisis engulfs nation

Mon, 09 Jun 2008 10:20:40 -0400

Who's to blame? Everyone, say the experts, from homeowners to regulators.

DAYTON — When the bank foreclosed on A.D. and Naomi Thomas in 2005, signs of the nation's home mortgage meltdown were growing blips on the nation's radar, noticeable mostly in places like Montgomery County, where trouble came early and hard.

But by the time the bank finally took the Thomases' Trotwood home two years later, the economic explosion brought by the foreclosure crisis couldn't be missed.

And suddenly, what had been a problem mostly in eco...

About 1 in 11 Mortgageholders Face Loan Problems

Fri, 06 Jun 2008 12:20:47 -0400

About 1 in 11 American mortgages were past due or in foreclosure at the end of March, according to a report released on Thursday, a figure that is rising fast as home prices fall and the job market weakens.

The first three months of 2008 marked the worst quarter for American homeowners in nearly three decades, according to the report, issued by the Mortgage Bankers Association. The rate of new foreclosures and past-due payments surged to their highest level since 1979, when the group first started collecting the data.

All told, about 8.8 percent of home loans were ...

U.S. Mortgage Delinquencies, Foreclosures at Record

Fri, 06 Jun 2008 09:49:49 -0400

June 5 (Bloomberg) -- The number of Americans in danger of losing their homes to foreclosure rose to the highest in at least three decades during the first quarter as borrowers who fell behind on payments were unable to sell their homes.

New foreclosures rose to a seasonally adjusted 0.99 percent of all U.S. home loans, up from 0.83 percent in the fourth quarter, the Mortgage Bankers Association said in a report today. The total

Coakley sues subprime lender Option One for racial discrimination

Fri, 06 Jun 2008 09:48:32 -0400

Massachusetts Attorney General Martha Coakley (right) filed a lawsuit today against Option One Mortgage Corp., charging that the subprime lender discriminated against blacks and Latinos by targeting them for the high-risk mortgages and by charging them higher application fees than it charged white customers.

The lawsuit, filed in Suffolk Superior Court in Boston, also claimed that Option One engaged in unfair and deceptive lending practices when selling ...

The Other Subprime Loans: The Same Team That Cooked Up Subprime Mortgages Also Thought of Auto Loans

Fri, 06 Jun 2008 09:46:27 -0400

Wall Street has suffered two sharp downturns in the first two trading days of June. It's a disappointment after all the cheering for the market’s positive performance in May.

Monday’s worries were mostly about the financials, especially the struggles at Lehman Bros. and Wachovia. The shocker on Tuesday was General Motors' announcement that double-digit declines in the SUV/light truck categories would lead to big production...

Color of money: Lenders more likely to give minorities costly loans

Fri, 06 Jun 2008 09:44:54 -0400

At each bus stop, Rodney Young's riders receive a friendly nod, even 10 hours into a shift that began at 4 a.m.

His grin fades to a grimace as he turns the COTA bus into a Near East Side neighborhood peppered with for-sale signs and brightly colored foreclosure tags stuck to modest homes.

It's a reminder that he, too, faces a financial death sentence for his home.

"I see this every day all over the city, but it's worse in neighborhoods where people of my color live," says Young, who is black. "Those bad loans have got a lot of us in trouble."

The mortga...

Easy Ways You Can Help Conserve Rainforests

Wed, 04 Jun 2008 17:54:33 -0400

1Choose foods grown on farms certified by the Rainforest Alliance

Buy coffee, tea, cocoa, chocolate, bananas, orange juice, g...

Insider Car Report

Wed, 04 Jun 2008 11:36:11 -0400

Learn how to sharpen your game when car buying so yo can get the best deal without becoming a victim of fraud. Produced by Consumers for Auto Reliabiity adn Conscious Youth Media Crew.

Trap is sprung in the Buckeye State!

Wed, 04 Jun 2008 11:35:08 -0400

Families save billions as Ohio joins 14 states and DC in rejecting predatory payday lending

One third of the nation's population will soon be free of a practice that has stripped billions per year from the paychecks of low-wealth Americans over the past two decades, as Governor Ted Strickland signs a law today capping interest rates at 28 percent in Ohio. Enforcement of a two-digit rate will save citizens $1.74 billion per year in fifteen states plus the District of Columbia, where 33 percen...

Choosing Bankruptcy to Stay Afloat

Mon, 02 Jun 2008 15:12:49 -0400

By Nancy Trejos

Washington Post Staff Writer
Wednesday, May 28, 2008; Page A01

Danielle Lancaster makes $28,000 a year as a bank employee in Richmond. She owes almost twice that on her credit cards, student and car loans.

Add to that day-care expenses for her 2-year-old daughter, rent and utilities, and she uses up every cent she brings in. She has cut costs any way she ca...

Why Do Card Companies Almost Always Win?

Mon, 02 Jun 2008 15:10:25 -0400

Anastasiya Komorova, a recent Russian immigrant, had no idea what was going on when bill collectors started calling her about the $11,000 in credit card debt she owed.

"One time one of them called me an idiot," Komorova's husband Nima Nayebi said.

The problem was that Komorova, who lives in San Francisco, had no idea what the collectors were talking about.

"I have never had a credit card with that company. In fact, when that credit card was issued, I hadn't had any credit cards," she said.

It turned out the credit card company...

Woman Loses Home Over $68 Dental Bill

Mon, 02 Jun 2008 15:04:58 -0400

Can you imagine losing your home over a $68 dental bill? That's what happened to one Utah woman.

Sonya Capri Ramos says her Salt Lake City home was sold out from under her in 1996 to pay a collections agency seeking payment for dental work performed on one of Ramos's daughters. And despite the fact that she had made three years of payments on a $51,000 mortgage, the title changed hands for just $1,550 at a sheriff's auction.

But the story doesn't end there: Ramos, 41, said she didn't find out that her home no longer belonged to her until two years after the sale. To...

Audio Slideshow: Subprime loans

Mon, 02 Jun 2008 14:59:10 -0400

While earning $9.25 an hour, Pedro Medellin struggles to pay a $103,500 high-interest loan for an often-vandalized house on Milwaukee's north side. The city assessed the property at a little more than half that amount.

Listen to Medellin talk about the day he showed his boss all of his paperwork and found out that he owned a home with a mortgage. Medellin also discusses what he said to real estate investor Randez Long - the man who got him into the deal - as well as why Medellin doesn't let the house go into foreclosure and where he would like to own a house someday. |

Tell the Federal Reserve Board to end credit card tricks and traps

Fri, 23 May 2008 11:49:01 -0400

The Federal Reserve Board and two other federal banking agencies have released a proposed rule that aims to reform some of the most unfair credit card tricks. But this important new rule of fair play is just a proposal. The banks are fighting hard to weaken the rule before it becomes final. Don't let the banks win! Read more about the proposal and tell the Federal Reserve Board your opinion or a horror story about your credit card company’s practices!

Student loan â€œcrisisâ€ just an invention?

Fri, 23 May 2008 09:22:44 -0400

From Caveat Emptor, May 14
By AFFIL Campaign Manager, Sarah Byrnes

"If you were paying attention, you would probably think that students are facing difficulty getting loans these days. (You might also be concerned about the soaring cost of college, but that’s another can of worms.

But despite all the recent fuss, Loonin is clear in her post on the Consumer Law & Policy Blog that “...

Countrywide adds insult to injury

Fri, 23 May 2008 09:20:38 -0400

Countrywide e-mail snafu angers borrowers

Mortgage lender chairman Angelo Mozilo accidentally replies to floundering customer with disparaging e-mail.

CALABASAS, Calif. (AP) -- The chairman of beleaguered Countrywide Financial Corp. raised eyebrows and tempers with his snippy reply to an e-mail plea from a man who said he was in danger of losing his home.

"Disgusting," Angelo Mozilo wrote in his inadvertent reply to an e-mail from Daniel Bailey Jr. who had asked the company to modify terms of his adjustable-rate ...

Nancy Easton, Co-Founder WITS

Wed, 21 May 2008 16:47:02 -0400

Enter Message / description of files attached:

Wellness In The Schools: Benefit Evening Highlights

Wed, 21 May 2008 11:02:08 -0400

Enter Message / description of files attached:

Rainforest Alliance Announces 2008 Honorees to be Recognized for Leadership in Sustainability and Support of Conservation Work

Tue, 13 May 2008 17:34:39 -0400

The Rainforest Alliance, an international nonprofit conservation organization, is pleased to announce the 2008 honorees that will be recognized at its annual gala on May 15 at the American Museum of Natural History in New York City. The annual gala recognizes companies and individuals for their work with the Rainforest Alliance on making sustainable supply chain decisions or for their longtime support of conservation work.

"We are proud to honor global leaders across sectors ranging from forest products to coffee to finance for big strides they have made in supporting sustainabil...

Going Green At The Banyan Resort

Mon, 12 May 2008 10:58:17 -0400

Eco tourism is increasingly gaining buzz as one of the hottest parts of ‘green-living.’ It sounds great - enjoy the benefits of a vacation away from the busy working life, and do it in a way that respects the environment during your escape! While the word ‘eco-tourism’ might make you think of roughing it in the great outdoors, thanks to some innovative social entrepreneurs, it is now possible to enjoy palm trees, exotic surroundings, and room service without doing what most of us do on vacation: take a break from the real world, and the stress we might feel ...

GoGreen Expo Highlights

Mon, 05 May 2008 17:23:11 -0400

Highlights from the GoGreen Expo.

Beijing Must Curb Use of Illegally Logged Timber, Forestry Official Says

Fri, 02 May 2008 11:17:30 -0400

China's government must tighten its policies on buying illegally logged timber to set a good example for Chinese companies that largely use wood from unsustainable sources, a government forestry official said Wednesday.

Only 0.3 percent of Chinese forests, or about 1.48 million acres, are certified as sustainable according to international standards, said Lu Wenming, chief of international cooperation at the Chinese Academy of Forestry. Additionally, only 501 Chinese companies purchase their timber from internationally certified sources...

Loan Industry Fighting Rules on Mortgages

Mon, 28 Apr 2008 12:15:53 -0400

WASHINGTON — The mortgage industry, facing the prospect of tougher regulations for its central role in the housing crisis, has begun an intensive campaign to fight back.

As the Federal Reserve completes work on rules to root out abuses by lenders, its plan has run into a buzz saw of criticism from bankers, mortgage brokers and other parts of the housing industry. One common industry criticism is that at a time of tight credit, tighter rules could make many mortgages more expensive by creating more paperwork and potentially exposing lenders to more lawsuits.

Fed to hold public hearings on BofA-Countrywide deal

Mon, 28 Apr 2008 12:14:50 -0400

LOS ANGELES (AP) — Consumer advocates nervous about Bank of America Corp.'s proposed takeover of troubled mortgage lender Countrywide Financial Corp. are pressuring the bank to provide assurances that Countrywide borrowers facing foreclosure won't lose their homes.

The campaign is likely to intensify Monday as members of the Federal Reserve Board begin two days of public hearings on the proposed $4.1 billion stock deal.

Piling On: Borrowers Buried by Fees

Mon, 28 Apr 2008 12:14:03 -0400

By GRETCHEN MORGENSON

Published: April 20, 2008

SLOWLY but surely, a handful of public-minded bankruptcy court judges are drawing back the curtain on the mortgage servicing business, exposing, among other questionable practices, the sundry and onerous fees that big banks and financial companies levy on troubled borrowers.

Stop Debt Disease 2

Fri, 25 Apr 2008 13:27:09 -0400

Enter Message / description of files attached:

Stop Debt Disease NB

Fri, 25 Apr 2008 13:26:39 -0400

Enter Message / description of files attached:

Correction of the web address! - Philip McMaster

Sat, 26 Jan 2008 01:21:47 -0500

Sorry, CORRECTION... the web address is: http://www.sustainabilitysymbol.COM hope to see you online February 1st --- Don't forget to invite 3 people to share a 3 finger Photo!

You're invited to Celebrate the One Year Anniversary of 3 Finger "Peace Plus One" - Philip McMaster

Sat, 26 Jan 2008 00:40:17 -0500

Hello Sustainability Symbol Friends around the WORLD (Especially in Beijing) - IT'S A PARTY / CELEBRATION of the ONE YEAR ANNIVERSARY of the 3 Finger Sustainability Symbol... and we're having a WEB-CAM World Party connecting YOUR town with Beijing China, site of the 2008 Olympics. You are most welcome to attend our party celebration for the One Year Anniversary of the 3 Finger "Peace Plus One" Sustainability Symbol on February 1st at 7pm - 9pm Friday, Feb 1st The Bookworm Building 4, Nan sanlitun Road Chao Yang District, Beijing Tel: 65869507 www.chinabookworm.com Plea...

Halliburton Victim Twice Over - Americans for Fairness in Lending

Fri, 04 Jan 2008 16:44:31 -0500

Check out this important message from our Partner, Public Citizen: http://action.citizen.org/campaign.jsp?campaign_KEY=22031 â€œNo one â€“ especially a victim of a heinous, violent crime â€“ should be denied access to a judge and jury because of a binding mandatory arbitration clause in an employment contract. â€œUnfortunately, this is what is happening to Jamie Leigh Jones, who recently told ABCâ€™s 20/20 that she was gang raped while working for a Halliburton subsidiary in Iraq. Now, she is being victimized twice over. Halliburton is denying her constitutional right to tak...

Alliance Accepted! - Alex

Sat, 22 Dec 2007 20:04:06 -0500

My early Holiday gift to the Rethosaria - sharing an opportunity and recognizing your talent! - Philip McMaster

Tue, 11 Dec 2007 18:47:04 -0500

HAPPY HOLIDAYS ! My gift to you this season are some of the valuable Sustainability-related domains I've collected over the years. All I ask in return is that you design a really cool site that gets people involved, spreads the Sustainability Symbol around the world and brings attention to at least one of the Climate Change related projects we're working on (Like "STOP the GLOFs") The rest will be up to you to use and design as you wish. Almost one year ago we introduced the 3 Finger Sustainability Symbol (Peace Plus One) to the HK Environmental Protection Association. http://www.d...

Opportunity for Webmasters and Bloggers! FREE USE OF WEBSITES

Tue, 11 Dec 2007 18:32:14 -0500

King or Queen of your own sustainability domain!

We'd like to offer you some of the valuable Sustainability-related domains collected over the years.

What we ask in return is that you design a really cool site that gets people involved, spreads the Sustainability Symbol (the 3 finger symbol) around the world and brings attention to, and supports at least one of the Climate Change related projects we’re working on (Like “STOP the GLOFs”) The rest will be up to you.

Almost two years ago we introduced the 3 Finger Sustainab...

Simplify the Holidays and stay away from Credit Card Traps - Americans for Fairness in Lending

Wed, 05 Dec 2007 11:12:21 -0500

As you consider how to celebrate the holidays responsibly, take some time to protect yourself from credit card tricks & traps. Read AFFILâ€™s Holiday Credit Card Tips before you break out the plastic this season, at http://www.affil.org/consumer_rsc/holiday-credit-card-tips. 1. Donâ€™t get tricked, trapped or suckered into a card with bad terms. If you want a credit card, get one with a long-term low interest rate (APR). If you get a low introductory rate, chances are itâ€™ll start at 0% and then jump to 20% with one almost-on-time-but-didnâ€™t-quite-make-it payment. Still want a credit ...

Alliance Accepted! - Amit Bhattacharjee

Mon, 10 Dec 2007 09:10:18 -0500

Overdraft Abuse: Tell Your Story - Americans for Fairness in Lending

Thu, 29 Nov 2007 16:05:18 -0500

Congress needs to hear your story: A message from the Center for Responsible Lending Jennifer Rakowski of Oakland, CA had been with her bank for 15 years when, before she knew what hit her, she accumulated a series of overdrafts in quick succession that put her over $300 in the red. Has something like this happened to you? Consumers are catching on to the ways in which banks artificially increase overdrafts, costing their account holders billions per year in unfair fees. When the House Financial Services Committee was debating H.R. 946 this month, Congresswoman Carolyn Malone...

Ally Request - Alberto Cohen

Thu, 22 Nov 2007 11:56:31 -0500

Alliance Accepted! - Alberto Cohen

Sat, 05 Jan 2008 10:50:14 -0500

EcoEverest Expedition 2008 - Interested in participating? - Philip McMaster

Thu, 08 Nov 2007 19:02:29 -0500

Sorry to all the schools and organizations that asked for a presentation about the 3 Finger Sustainability Symbol... something very important that may help nudge the tipping point to Sustainable Thinking has arrived. ...and the Rethos.com community is the FIRST to hear about it! I'm off to Nepal to help with the EcoEverest expedition - if you are interested in participating, enjoying an amazing adventure, and helping bring a "three finger focus" to this area of the planet where climate change and global warming are having a measurable and devastating effect RIGHT NOW... please se...

Alliance Accepted! - University of Pennsylvania

Tue, 06 Nov 2007 17:15:49 -0500

Alliance Accepted! - Dollars for Change

Thu, 25 Oct 2007 10:44:27 -0400

Alliance Accepted! - International Ocean Institute - Waves of Change

Mon, 19 Nov 2007 19:25:05 -0500

Alliance Accepted! - Patricia Omoqui

Tue, 23 Oct 2007 14:44:02 -0400

Alliance Accepted! - Brett Thalmann

Mon, 15 Oct 2007 19:08:36 -0400

Are you a great designer, or translator?

Sun, 30 Sep 2007 17:15:45 -0400

We are in the process of translating the word/concepts/phrase of

1. SOCIETY

2. ENVIRONMENT

3. ECONOMY

... into the languages of the world, and adapting the different ways of writing to the three fingered hand symbol.

You can see a sample of the Sustainability Symbol in Chinese script on this message.

Your name will be forever associated with the chosen modification of the symbol that represents “Society, Environment, Economy” in your linguistic communi...

Convert website into something attractive

Sun, 30 Sep 2007 16:51:00 -0400

The three finger Sustainability Symbol is beginning to attract attention on and off the internet. This is a double-edged sword.

On one hand, more and more people are learning about the campaign (personally passing it along from one individual to another),

on the other hand, our website stinks.

It’s homemade, and as you will see, I’m no web designer!

If there are any talented web designers out there in the Rethosarian community, please have a look at www.DragonTHINK.com and make a suggestion of how we could use some of the existing conte...

Alliance Accepted! - Frank Miller

Sun, 30 Sep 2007 19:43:28 -0400

Alliance Accepted! - Jesse Smale

Sun, 30 Sep 2007 19:42:03 -0400

ABC's 5th Annual Thanks for Giving Thanksgiving Dinner Buffet

Tue, 25 Sep 2007 14:24:07 -0400

Join us for an elegant Thanksgiving Dinner Buffet prepared by New York’s Finest Chefs (including Daniel Boulud, David Bouley, Tom Valenti, David Pasternack, Andy D’Amico, Gabrielle Hamilton)

Live and Silent Auction Live Music Monday, November 5, 2007 6:00 pm

Union Theological Seminary 3041 Broadway at West 121st Street

Alliance Accepted! - Philip McMaster

Fri, 28 Sep 2007 15:02:15 -0400

Ally Request - CSRwire.com

Sat, 22 Sep 2007 09:06:51 -0400

Alliance Accepted! - Americans for Fairness in Lending

Sun, 23 Sep 2007 16:11:11 -0400

Alliance Accepted! - Rainforest Alliance

Mon, 24 Sep 2007 10:34:14 -0400

Alliance Accepted! - Association to Benefit Children

Mon, 24 Sep 2007 13:45:37 -0400

Alliance Accepted! - Jason Boyer

Fri, 21 Sep 2007 14:59:19 -0400

Conserve the Rainforest

Wed, 19 Sep 2007 15:32:14 -0400

Support an organization that works to conserve biodiversity and ensure sustainable livelihoods by transforming land-use practices, business practices and consumer behavior.

Alliance Accepted! - Technology For People Group Inc.

Thu, 20 Sep 2007 11:48:18 -0400

Rethos.com - jwhutch's Global Feed

Top Small Workplaces Video

Top Small Workplaces of 2008

Credit Card "Insiders" Speak Out About Abusive Practices

A must read for every college kid heading back to campus!

Credit Card Tips for College Students

War on the middle class

What Will Mac ’n’ Mae Cost You and Me?

That Student Loan, So Hard to Shake

Avoiding College's Plastic Hangover

'Liar loans' threaten to prolong mortgage crisis

We Did It!

Where does your candidate stand on predatory lending?

Inconvenient Bag at EarthNow Expo

EarthNow Expo Highlights

Opportunity for Bloggers - A New Book By Huffington Post

Senators Caught in Mortgage Fallout

Foreclosure Filings Jump, and Fall Is Forecast as Peak

McCain has lots on credit cards

Obama has round-table talk on South Side

AP IMPACT: AP-AOL poll: Debt hurts your body, too

Help End Unfair and Abusive Credit Card Tricks and Traps!

Shrinking Lines of Credit

Home by home, crisis engulfs nation

Who's to blame? Everyone, say the experts, from homeowners to regulators.

About 1 in 11 Mortgageholders Face Loan Problems

U.S. Mortgage Delinquencies, Foreclosures at Record

Coakley sues subprime lender Option One for racial discrimination

The Other Subprime Loans: The Same Team That Cooked Up Subprime Mortgages Also Thought of Auto Loans

Color of money: Lenders more likely to give minorities costly loans

Easy Ways You Can Help Conserve Rainforests

Insider Car Report

Trap is sprung in the Buckeye State!

Choosing Bankruptcy to Stay Afloat

Why Do Card Companies Almost Always Win?

Woman Loses Home Over $68 Dental Bill

Audio Slideshow: Subprime loans

Tell the Federal Reserve Board to end credit card tricks and traps

Student loan â€œcrisisâ€ just an invention?

Countrywide adds insult to injury

Countrywide e-mail snafu angers borrowers

Mortgage lender chairman Angelo Mozilo accidentally replies to floundering customer with disparaging e-mail.

Nancy Easton, Co-Founder WITS

Wellness In The Schools: Benefit Evening Highlights

Rainforest Alliance Announces 2008 Honorees to be Recognized for Leadership in Sustainability and Support of Conservation Work

Going Green At The Banyan Resort

GoGreen Expo Highlights

Beijing Must Curb Use of Illegally Logged Timber, Forestry Official Says

Loan Industry Fighting Rules on Mortgages

Fed to hold public hearings on BofA-Countrywide deal

Piling On: Borrowers Buried by Fees

Stop Debt Disease 2

Stop Debt Disease NB

Correction of the web address! - Philip McMaster

You're invited to Celebrate the One Year Anniversary of 3 Finger "Peace Plus One" - Philip McMaster

Halliburton Victim Twice Over - Americans for Fairness in Lending

Alliance Accepted! - Alex

My early Holiday gift to the Rethosaria - sharing an opportunity and recognizing your talent! - Philip McMaster

Opportunity for Webmasters and Bloggers! FREE USE OF WEBSITES

Simplify the Holidays and stay away from Credit Card Traps - Americans for Fairness in Lending

Alliance Accepted! - Amit Bhattacharjee

Overdraft Abuse: Tell Your Story - Americans for Fairness in Lending

Ally Request - Alberto Cohen

Alliance Accepted! - Alberto Cohen

EcoEverest Expedition 2008 - Interested in participating? - Philip McMaster

Alliance Accepted! - University of Pennsylvania

Alliance Accepted! - Dollars for Change

Alliance Accepted! - International Ocean Institute - Waves of Change

Alliance Accepted! - Patricia Omoqui

Alliance Accepted! - Brett Thalmann

Are you a great designer, or translator?

Convert website into something attractive

Alliance Accepted! - Frank Miller

Alliance Accepted! - Jesse Smale

ABC's 5th Annual Thanks for Giving Thanksgiving Dinner Buffet

Alliance Accepted! - Philip McMaster

Ally Request - CSRwire.com

Alliance Accepted! - Americans for Fairness in Lending

Alliance Accepted! - Rainforest Alliance

Alliance Accepted! - Association to Benefit Children

Student loan â€œcrisisâ€ just an invention?