'Liar loans' threaten to prolong mortgage crisis

Tue, 19 Aug 2008 08:28:06 -0400

We Did It!

Mon, 18 Aug 2008 09:23:52 -0400

The Federal Reserve Board received an astounding 56,000 comments from the public regarding its proposal to curb credit card practices. In fact, we broke a record - this is the most comments the Fed has ever received on any of their proposals!

The message is clear: we're fed up with credit card tricks and traps!

Legislative Update: Posted by Sarah Byrnes on Caveat Emptor July 30, 2008 Permalink

Or at least credit card debt is, apparently. Our Partner CFED released We all know that credit card contracts are packed with fine print tricks and traps to increase the likelihood of paying fees and penalties. As part of our summer focus on credit cards, AFFIL has compiled this list of common tricks and traps. You will be hard pressed to find a credit card without these terms – at least until our government outlaws them – but if you’re informed and cautious, you have a better chance of steering clear of the traps and saving money.

Sick of banks and credit card companies coming up with ways to get your cash?

Do you want an end to the predatory lending practice that caused the subprime mortgage mess?

Check out this short article from PBS Now that lays out both Presidential Candidates' take on the issue.

Then visit our Campaign Center

Inconvenient Bag at EarthNow Expo

Tue, 01 Jul 2008 14:11:00 -0400

Enter Message / description of files attached:

EarthNow Expo Highlights

Tue, 01 Jul 2008 14:06:23 -0400

Enter Message / description of files attached:

Opportunity for Bloggers - A New Book By Huffington Post

Thu, 26 Jun 2008 08:04:54 -0400

Reposted...: I'm pleased to announce that the editors of The Huffington Post are producing their first book -- "How to Blog." It will have loads of advice for newbies and veteran bloggers looking to take their blog to the next level. We want to include lots of advice and stories. If you'd like to contribute, please consider answering any of these questions (or any others we forgot) and send your responses to the writer, Laura Vanderkam (lvanderkam@yahoo.com). We'll use your name and your blog name unless told otherwise. Thanks!...

Senators Caught in Mortgage Fallout

Mon, 16 Jun 2008 11:21:09 -0400

When Senator Kent Conrad of North Dakota wanted a mortgage for his beach house, he turned to a Washington insider, James A. Johnson, former head of Fannie Mae, the government mortgage giant, who then put the senator in touch with

Foreclosure Filings Jump, and Fall Is Forecast as Peak

Mon, 16 Jun 2008 11:19:54 -0400

WASHINGTON — The number of homeowners swept up in the housing crisis rose last month, with foreclosure filings up nearly 50 percent compared with a year earlier, a foreclosure listing company said Friday.

Nationwide, 261,255 homes received at least one foreclosure-related filing in May, up 48 percent, from 176,137, in the same month a year ago and up 7 percent from April, the listing company, RealtyTrac, said.

One in every 483 households received a foreclosure filing in May, the highest number since RealtyTrac started the report in 2005 and the second-consec...

McCain has lots on credit cards

Mon, 16 Jun 2008 11:18:21 -0400

WASHINGTON, June 13 (UPI) -- Republican presidential candidate Sen. John McCain, R-Ariz., and his wife, Cindy, have something in common with ordinary Americans -- a lot of credit card debt.

In his latest financial disclosure report, McCain said that he and his wife owe between $10,000 and $15,000 on one card, while Cindy McCain owes between $100,000 and $250,000 to American Express, The Hill, a Washington newspaper, reported. The McCains have another Amex card, listed as being used by a dependent child, that is carrying a balance of $10,000 to $15,000.

Sen. Barack ...

Obama has round-table talk on South Side

Thu, 12 Jun 2008 12:12:18 -0400

Democratic White House hopeful Barack Obama held a round-table talk today on the South Side with three consumers gouged by credit card companies.

“For too long, credit card companies have been using unfair and deceptive practices to trick Americans into signing agreements they can’t afford,” Obama said

The credit card companies start with teaser rates of four percent, then jack them up to 30 percent, lower customers’ credit limits so they can then charge interest, late fees and over-the-limit fees on them, said Obama and Elizabeth Warren, a ...

ChicoBag founder Andy Keller on landfills, Bikram Yoga and his beef with plastic

Wed, 11 Jun 2008 16:32:45 -0400

There is no shortage of entrepreneurs inspired by the movie Wall Street or the stories of Sam Walton or Steve Jobs. I recently had the opportunity to interview Andy Keller, whose inspiration is a little more, shall we say, down to Earth.

CA -- Tell us about the origins of ChicoBag.

AK -- I used to sell software for an enterprise software company down in the Bay Area. I ended up getting laid off when the company was bought out by a company in the UK. The community and lifestyle in Chico (California) really appealed to me, so it was important...

AP IMPACT: AP-AOL poll: Debt hurts your body, too

Wed, 11 Jun 2008 12:39:49 -0400

WASHINGTON -- The stress from deepening debt is becoming a major pain in the neck _ and the back and the head and the stomach _ for millions of Americans.

When people are dealing with mountains of debt, they're much more likely to report health problems, too, according to an Associated Press-AOL Health poll. And not just little stuff; this means ulcers, severe depression, even heart attacks.

Take Edward Driscoll, 38, of Braintree, Mass. He blames debt _ $10,000 worth _ for contributing to his ulcers and his wife Kimberly's panic attacks. "Just worrying, worry...

Help End Unfair and Abusive Credit Card Tricks and Traps!

Wed, 11 Jun 2008 12:05:21 -0400

Have you received your credit card bill, only to realize that that it was due so soon that you have to pay it right away?

Do you think it’s unfair when your credit card company suddenly decides to apply a new, higher interest rate to an old balance?

Has your credit card company raised the rate on money you've already borrowed for no reason or for a flimsy reason?

Here's your chance to end those sneaky tricks and traps that allow credit card companies to unfairly profit off you - send a comment to the Federal Reserve Board asking them to end cre...

Shrinking Lines of Credit

Mon, 09 Jun 2008 10:21:59 -0400

WHEN economists say that consumers used their homes as A.T.M.’s during the recent credit boom, they are often talking about home equity lines of credit — a form of second mortgage popular among homeowners looking for a cushion against future cash shortfalls or a way to finance a new kitchen or a vacation.

It is no secret that lines of credit are harder to find these days. But what many homeowners may not realize is that their existing lines of credit can be eliminated at the lender’s whim.

Home by home, crisis engulfs nation

Mon, 09 Jun 2008 10:20:40 -0400

Who's to blame? Everyone, say the experts, from homeowners to regulators.

DAYTON — When the bank foreclosed on A.D. and Naomi Thomas in 2005, signs of the nation's home mortgage meltdown were growing blips on the nation's radar, noticeable mostly in places like Montgomery County, where trouble came early and hard.

But by the time the bank finally took the Thomases' Trotwood home two years later, the economic explosion brought by the foreclosure crisis couldn't be missed.

And suddenly, what had been a problem mostly in eco...

About 1 in 11 Mortgageholders Face Loan Problems

Fri, 06 Jun 2008 12:20:47 -0400

About 1 in 11 American mortgages were past due or in foreclosure at the end of March, according to a report released on Thursday, a figure that is rising fast as home prices fall and the job market weakens.

The first three months of 2008 marked the worst quarter for American homeowners in nearly three decades, according to the report, issued by the Mortgage Bankers Association. The rate of new foreclosures and past-due payments surged to their highest level since 1979, when the group first started collecting the data.

All told, about 8.8 percent of home loans were ...

Treehuggers to descend on Montreal

Fri, 06 Jun 2008 11:43:44 -0400

More than 165 exhibitors and 35,000 visitors are expected to descend on Montreal's Old Port for three days beginning June 13th, to share ideas about living more sustainably.

The "Salon national de l'environnement" (SNE) was developed out of a citizens’ initiative in 2006. The event looks at the current challenges to the environment and offers visitors concrete solutions. The event describes as its objective "to make visitors aware of today’s environmental challenges, while proposing solutions and tools for people to have a better understanding and to encourage beha...

U.S. Mortgage Delinquencies, Foreclosures at Record

Fri, 06 Jun 2008 09:49:49 -0400

June 5 (Bloomberg) -- The number of Americans in danger of losing their homes to foreclosure rose to the highest in at least three decades during the first quarter as borrowers who fell behind on payments were unable to sell their homes.

New foreclosures rose to a seasonally adjusted 0.99 percent of all U.S. home loans, up from 0.83 percent in the fourth quarter, the Mortgage Bankers Association said in a report today. The total

Coakley sues subprime lender Option One for racial discrimination

Fri, 06 Jun 2008 09:48:32 -0400

Massachusetts Attorney General Martha Coakley (right) filed a lawsuit today against Option One Mortgage Corp., charging that the subprime lender discriminated against blacks and Latinos by targeting them for the high-risk mortgages and by charging them higher application fees than it charged white customers.

The lawsuit, filed in Suffolk Superior Court in Boston, also claimed that Option One engaged in unfair and deceptive lending practices when selling ...

The Other Subprime Loans: The Same Team That Cooked Up Subprime Mortgages Also Thought of Auto Loans

Fri, 06 Jun 2008 09:46:27 -0400

Wall Street has suffered two sharp downturns in the first two trading days of June. It's a disappointment after all the cheering for the market’s positive performance in May.

Monday’s worries were mostly about the financials, especially the struggles at Lehman Bros. and Wachovia. The shocker on Tuesday was General Motors' announcement that double-digit declines in the SUV/light truck categories would lead to big production...

Color of money: Lenders more likely to give minorities costly loans

Fri, 06 Jun 2008 09:44:54 -0400

At each bus stop, Rodney Young's riders receive a friendly nod, even 10 hours into a shift that began at 4 a.m.

His grin fades to a grimace as he turns the COTA bus into a Near East Side neighborhood peppered with for-sale signs and brightly colored foreclosure tags stuck to modest homes.

It's a reminder that he, too, faces a financial death sentence for his home.

"I see this every day all over the city, but it's worse in neighborhoods where people of my color live," says Young, who is black. "Those bad loans have got a lot of us in trouble."

The mortga...

Quebec and Ontario showing leadership with cap-and-trade program

Thu, 05 Jun 2008 17:47:50 -0400

The provinces of Quebec and Ontario have shown great leadership by working together to institute a bilateral "cap-and-trade" system in an attempt to curb green house gas emissions. When the Canadian federal government is dragging its heels on what most consider the most important issue curretnly facing humanity, bilateral initiatives between provinces or municipalities makes a good deal of sense.

This kind of autonomy and leadership at the provincial level is refreshing. A similar dynamic has existed for many years in the U.S., where despite an administration nearl...

Insider Car Report

Wed, 04 Jun 2008 11:36:11 -0400

Learn how to sharpen your game when car buying so yo can get the best deal without becoming a victim of fraud. Produced by Consumers for Auto Reliabiity adn Conscious Youth Media Crew.

Trap is sprung in the Buckeye State!

Wed, 04 Jun 2008 11:35:08 -0400

Families save billions as Ohio joins 14 states and DC in rejecting predatory payday lending

One third of the nation's population will soon be free of a practice that has stripped billions per year from the paychecks of low-wealth Americans over the past two decades, as Governor Ted Strickland signs a law today capping interest rates at 28 percent in Ohio. Enforcement of a two-digit rate will save citizens $1.74 billion per year in fifteen states plus the District of Columbia, where 33 percen...

Choosing Bankruptcy to Stay Afloat

Mon, 02 Jun 2008 15:12:49 -0400

By Nancy Trejos

Washington Post Staff Writer
Wednesday, May 28, 2008; Page A01

Danielle Lancaster makes $28,000 a year as a bank employee in Richmond. She owes almost twice that on her credit cards, student and car loans.

Add to that day-care expenses for her 2-year-old daughter, rent and utilities, and she uses up every cent she brings in. She has cut costs any way she ca...

Why Do Card Companies Almost Always Win?

Mon, 02 Jun 2008 15:10:25 -0400

Anastasiya Komorova, a recent Russian immigrant, had no idea what was going on when bill collectors started calling her about the $11,000 in credit card debt she owed.

"One time one of them called me an idiot," Komorova's husband Nima Nayebi said.

The problem was that Komorova, who lives in San Francisco, had no idea what the collectors were talking about.

"I have never had a credit card with that company. In fact, when that credit card was issued, I hadn't had any credit cards," she said.

It turned out the credit card company...

Woman Loses Home Over $68 Dental Bill

Mon, 02 Jun 2008 15:04:58 -0400

Can you imagine losing your home over a $68 dental bill? That's what happened to one Utah woman.

Sonya Capri Ramos says her Salt Lake City home was sold out from under her in 1996 to pay a collections agency seeking payment for dental work performed on one of Ramos's daughters. And despite the fact that she had made three years of payments on a $51,000 mortgage, the title changed hands for just $1,550 at a sheriff's auction.

But the story doesn't end there: Ramos, 41, said she didn't find out that her home no longer belonged to her until two years after the sale. To...

Audio Slideshow: Subprime loans

Mon, 02 Jun 2008 14:59:10 -0400

While earning $9.25 an hour, Pedro Medellin struggles to pay a $103,500 high-interest loan for an often-vandalized house on Milwaukee's north side. The city assessed the property at a little more than half that amount.

Listen to Medellin talk about the day he showed his boss all of his paperwork and found out that he owned a home with a mortgage. Medellin also discusses what he said to real estate investor Randez Long - the man who got him into the deal - as well as why Medellin doesn't let the house go into foreclosure and where he would like to own a house someday. |

What Gets Seventh Generationâ€™s â€œDirector of Corporate Consciousnessâ€ Out of Bed in the Morning?

Tue, 27 May 2008 10:41:01 -0400

What Gets Seventh Generation’s “Director of Corporate Consciousness” Out of Bed in the Morning?

An exclusive interview with Gregor Barnum, senior executive of Vermont-based Seventh Generation, one of the sustainability movement’s most innovative companies.

By Alex Salzman
May 19, 2008

Don’t let the altruistic job title fool you – Gregor Barnum and his cohorts at Seventh Generation are relentlessly pragmatic about building a sustainable company. I recently caught up with Barnum, who is part ethics s...

Tell the Federal Reserve Board to end credit card tricks and traps

Fri, 23 May 2008 11:49:01 -0400

The Federal Reserve Board and two other federal banking agencies have released a proposed rule that aims to reform some of the most unfair credit card tricks. But this important new rule of fair play is just a proposal. The banks are fighting hard to weaken the rule before it becomes final. Don't let the banks win! Read more about the proposal and tell the Federal Reserve Board your opinion or a horror story about your credit card company’s practices!

Student loan â€œcrisisâ€ just an invention?

Fri, 23 May 2008 09:22:44 -0400

From Caveat Emptor, May 14
By AFFIL Campaign Manager, Sarah Byrnes

"If you were paying attention, you would probably think that students are facing difficulty getting loans these days. (You might also be concerned about the soaring cost of college, but that’s another can of worms.

But despite all the recent fuss, Loonin is clear in her post on the Consumer Law & Policy Blog that “...

Countrywide adds insult to injury

Fri, 23 May 2008 09:20:38 -0400

Countrywide e-mail snafu angers borrowers

Mortgage lender chairman Angelo Mozilo accidentally replies to floundering customer with disparaging e-mail.

CALABASAS, Calif. (AP) -- The chairman of beleaguered Countrywide Financial Corp. raised eyebrows and tempers with his snippy reply to an e-mail plea from a man who said he was in danger of losing his home.

"Disgusting," Angelo Mozilo wrote in his inadvertent reply to an e-mail from Daniel Bailey Jr. who had asked the company to modify terms of his adjustable-rate ...

Nancy Easton, Co-Founder WITS

Wed, 21 May 2008 16:47:02 -0400

Enter Message / description of files attached:

Wellness In The Schools: Benefit Evening Highlights

Wed, 21 May 2008 11:02:08 -0400

Enter Message / description of files attached:

Going Green At The Banyan Resort

Mon, 12 May 2008 10:58:17 -0400

Eco tourism is increasingly gaining buzz as one of the hottest parts of ‘green-living.’ It sounds great - enjoy the benefits of a vacation away from the busy working life, and do it in a way that respects the environment during your escape! While the word ‘eco-tourism’ might make you think of roughing it in the great outdoors, thanks to some innovative social entrepreneurs, it is now possible to enjoy palm trees, exotic surroundings, and room service without doing what most of us do on vacation: take a break from the real world, and the stress we might feel ...

GoGreen Expo Highlights

Mon, 05 May 2008 17:23:11 -0400

Highlights from the GoGreen Expo.

Correction of the web address! - Philip McMaster

Sat, 26 Jan 2008 01:22:05 -0500

Sorry, CORRECTION... the web address is: http://www.sustainabilitysymbol.COM hope to see you online February 1st --- Don't forget to invite 3 people to share a 3 finger Photo!

You're invited to Celebrate the One Year Anniversary of 3 Finger "Peace Plus One" - Philip McMaster

Sat, 26 Jan 2008 00:40:25 -0500

Hello Sustainability Symbol Friends around the WORLD (Especially in Beijing) - IT'S A PARTY / CELEBRATION of the ONE YEAR ANNIVERSARY of the 3 Finger Sustainability Symbol... and we're having a WEB-CAM World Party connecting YOUR town with Beijing China, site of the 2008 Olympics. You are most welcome to attend our party celebration for the One Year Anniversary of the 3 Finger "Peace Plus One" Sustainability Symbol on February 1st at 7pm - 9pm Friday, Feb 1st The Bookworm Building 4, Nan sanlitun Road Chao Yang District, Beijing Tel: 65869507 www.chinabookworm.com Plea...

Halliburton Victim Twice Over - Americans for Fairness in Lending

Fri, 04 Jan 2008 16:56:26 -0500

Check out this important message from our Partner, Public Citizen: http://action.citizen.org/campaign.jsp?campaign_KEY=22031 â€œNo one â€“ especially a victim of a heinous, violent crime â€“ should be denied access to a judge and jury because of a binding mandatory arbitration clause in an employment contract. â€œUnfortunately, this is what is happening to Jamie Leigh Jones, who recently told ABCâ€™s 20/20 that she was gang raped while working for a Halliburton subsidiary in Iraq. Now, she is being victimized twice over. Halliburton is denying her constitutional right to tak...

My early Holiday gift to the Rethosaria - sharing an opportunity and recognizing your talent! - Philip McMaster

Tue, 11 Dec 2007 18:47:51 -0500

HAPPY HOLIDAYS ! My gift to you this season are some of the valuable Sustainability-related domains I've collected over the years. All I ask in return is that you design a really cool site that gets people involved, spreads the Sustainability Symbol around the world and brings attention to at least one of the Climate Change related projects we're working on (Like "STOP the GLOFs") The rest will be up to you to use and design as you wish. Almost one year ago we introduced the 3 Finger Sustainability Symbol (Peace Plus One) to the HK Environmental Protection Association. http://www.d...

Opportunity for Webmasters and Bloggers! FREE USE OF WEBSITES

Tue, 11 Dec 2007 18:32:14 -0500

King or Queen of your own sustainability domain!

We'd like to offer you some of the valuable Sustainability-related domains collected over the years.

What we ask in return is that you design a really cool site that gets people involved, spreads the Sustainability Symbol (the 3 finger symbol) around the world and brings attention to, and supports at least one of the Climate Change related projects we’re working on (Like “STOP the GLOFs”) The rest will be up to you.

Almost two years ago we introduced the 3 Finger Sustainab...

Simplify the Holidays and stay away from Credit Card Traps - Americans for Fairness in Lending

Wed, 05 Dec 2007 11:14:07 -0500

As you consider how to celebrate the holidays responsibly, take some time to protect yourself from credit card tricks & traps. Read AFFILâ€™s Holiday Credit Card Tips before you break out the plastic this season, at http://www.affil.org/consumer_rsc/holiday-credit-card-tips. 1. Donâ€™t get tricked, trapped or suckered into a card with bad terms. If you want a credit card, get one with a long-term low interest rate (APR). If you get a low introductory rate, chances are itâ€™ll start at 0% and then jump to 20% with one almost-on-time-but-didnâ€™t-quite-make-it payment. Still want a credit ...

Ally Request - Tupac Amaru Shakur Foundation

Tue, 04 Dec 2007 00:11:58 -0500

Overdraft Abuse: Tell Your Story - Americans for Fairness in Lending

Thu, 29 Nov 2007 16:05:20 -0500

Congress needs to hear your story: A message from the Center for Responsible Lending Jennifer Rakowski of Oakland, CA had been with her bank for 15 years when, before she knew what hit her, she accumulated a series of overdrafts in quick succession that put her over $300 in the red. Has something like this happened to you? Consumers are catching on to the ways in which banks artificially increase overdrafts, costing their account holders billions per year in unfair fees. When the House Financial Services Committee was debating H.R. 946 this month, Congresswoman Carolyn Malone...

Alliance Accepted! - Neil Britto

Mon, 11 Feb 2008 13:16:12 -0500

Alliance Accepted! - Jennifer

Fri, 02 Nov 2007 21:15:36 -0400

Alliance Accepted! - Philip McMaster

Tue, 23 Oct 2007 22:12:08 -0400

Alliance Accepted! - Americans for Fairness in Lending

Tue, 23 Oct 2007 13:50:05 -0400

Alliance Accepted! - Alex

Tue, 16 Oct 2007 08:42:30 -0400

Are you a great designer, or translator?

Sun, 30 Sep 2007 17:15:45 -0400

We are in the process of translating the word/concepts/phrase of

1. SOCIETY

2. ENVIRONMENT

3. ECONOMY

... into the languages of the world, and adapting the different ways of writing to the three fingered hand symbol.

You can see a sample of the Sustainability Symbol in Chinese script on this message.

Your name will be forever associated with the chosen modification of the symbol that represents “Society, Environment, Economy” in your linguistic communi...

Convert website into something attractive

Sun, 30 Sep 2007 16:51:00 -0400

The three finger Sustainability Symbol is beginning to attract attention on and off the internet. This is a double-edged sword.

On one hand, more and more people are learning about the campaign (personally passing it along from one individual to another),

on the other hand, our website stinks.

It’s homemade, and as you will see, I’m no web designer!

If there are any talented web designers out there in the Rethosarian community, please have a look at www.DragonTHINK.com and make a suggestion of how we could use some of the existing conte...

Alliance Accepted! - Joel Fenner

Thu, 27 Sep 2007 15:38:39 -0400

Alliance Accepted! - Chris Advansun

Mon, 24 Sep 2007 11:34:58 -0400

rethos.com Campus Marketing Director

Sat, 01 Sep 2007 12:23:41 -0400

ethos.com is currently looking for instigators to take on the challenge of championing Rethos on their campus. Rethos is currently looking to hire Campus Marketing Directors across North America. The benefits of this position include sought-after managerial experience, resume building, and the experience of working with an exciting team of social entrepreneurs on a venture that is poised to blow up overnight and unite millions.

The goal of the mission critical position is to drive rethos onto your campus and ally socially engaged members of the student body and thought leading ...

Rethos.com - cdcorbin's Global Feed

Credit Card "Insiders" Speak Out About Abusive Practices

A must read for every college kid heading back to campus!

Credit Card Tips for College Students

War on the middle class

What Will Mac ’n’ Mae Cost You and Me?

That Student Loan, So Hard to Shake

Avoiding College's Plastic Hangover

'Liar loans' threaten to prolong mortgage crisis

We Did It!

Inconvenient Bag at EarthNow Expo

EarthNow Expo Highlights

Opportunity for Bloggers - A New Book By Huffington Post

Senators Caught in Mortgage Fallout

Foreclosure Filings Jump, and Fall Is Forecast as Peak

McCain has lots on credit cards

Obama has round-table talk on South Side

ChicoBag founder Andy Keller on landfills, Bikram Yoga and his beef with plastic

AP IMPACT: AP-AOL poll: Debt hurts your body, too

Help End Unfair and Abusive Credit Card Tricks and Traps!

Shrinking Lines of Credit

Home by home, crisis engulfs nation

Who's to blame? Everyone, say the experts, from homeowners to regulators.

About 1 in 11 Mortgageholders Face Loan Problems

Treehuggers to descend on Montreal

U.S. Mortgage Delinquencies, Foreclosures at Record

Coakley sues subprime lender Option One for racial discrimination

The Other Subprime Loans: The Same Team That Cooked Up Subprime Mortgages Also Thought of Auto Loans

Color of money: Lenders more likely to give minorities costly loans

Quebec and Ontario showing leadership with cap-and-trade program

Insider Car Report

Trap is sprung in the Buckeye State!

Choosing Bankruptcy to Stay Afloat

Why Do Card Companies Almost Always Win?

Woman Loses Home Over $68 Dental Bill

Audio Slideshow: Subprime loans

What Gets Seventh Generationâ€™s â€œDirector of Corporate Consciousnessâ€ Out of Bed in the Morning?

Tell the Federal Reserve Board to end credit card tricks and traps

Student loan â€œcrisisâ€ just an invention?

Countrywide adds insult to injury

Countrywide e-mail snafu angers borrowers

Mortgage lender chairman Angelo Mozilo accidentally replies to floundering customer with disparaging e-mail.

Nancy Easton, Co-Founder WITS

Wellness In The Schools: Benefit Evening Highlights

Going Green At The Banyan Resort

GoGreen Expo Highlights

Correction of the web address! - Philip McMaster

You're invited to Celebrate the One Year Anniversary of 3 Finger "Peace Plus One" - Philip McMaster

Halliburton Victim Twice Over - Americans for Fairness in Lending

My early Holiday gift to the Rethosaria - sharing an opportunity and recognizing your talent! - Philip McMaster

Opportunity for Webmasters and Bloggers! FREE USE OF WEBSITES

Simplify the Holidays and stay away from Credit Card Traps - Americans for Fairness in Lending

Ally Request - Tupac Amaru Shakur Foundation

Overdraft Abuse: Tell Your Story - Americans for Fairness in Lending

Alliance Accepted! - Neil Britto

Alliance Accepted! - Jennifer

Alliance Accepted! - Philip McMaster

Alliance Accepted! - Americans for Fairness in Lending

Alliance Accepted! - Alex

Are you a great designer, or translator?

Convert website into something attractive

Alliance Accepted! - Joel Fenner

Alliance Accepted! - Chris Advansun

rethos.com Campus Marketing Director

What Gets Seventh Generationâ€™s â€œDirector of Corporate Consciousnessâ€ Out of Bed in the Morning?

Student loan â€œcrisisâ€ just an invention?